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Wholesale Finance. Retail and Home Improvement Finance. View all Mortgages Buy to Let Mortgages. Personal Loans Car Loans. Can Shawbrook Bank change the interest rate?

As the interest rate is fixed, the interest rate cannot be changed over the term of the account. How do I open and manage the account?

You can only apply for this product online. Once your account is open, you can operate the account through secure message or by telephone on To open an account you must be 18 years of age or over and a permanent UK resident and only liable for UK tax.

Can I withdraw money? We will write to you before maturity to remind you of the date that your fixed term ends. At maturity, you can either withdraw your funds, transfer them into a new Shawbrook account of your choice subject to any specific account terms and conditions or transfer part or all of your balance to an alternative ISA provider if your account matures within the same tax year as your deposits were made, you will have to transfer out the whole balance for that specific tax year.

If you do not let us know what you wish to do by the maturity date, your account will revert to a Cash ISA Matured Funds account and the variable interest rate will be confirmed to you in writing. Additional Information Interest is paid Gross tax free. Requests to transfer funds into an account from another ISA provider must be made at the same time as your initial account application by signing a transfer form.

Transfer requests received after your initial account application may be refused. Transfers in from other Shawbrook Cash ISAs are permitted subject to the account being open for new funding. If you make withdrawals before maturity, you may get back less than the amount you originally invested. Min Balance. Max Balance.

Why has my ISA transfer not completed? If your transfer has been approved to progress electronically, we will work with your bank to process the transfer and send you two further secure messages when your transfer has been received and completed. If your transfer has to be processed by post you will need to print the ISA transfer form which is uploaded to your edocuments, sign it and send it back to Shawbrook via post — full details of this will be sent to you by secure message.

How long do I have to add money to my ISA? How long will my ISA transfer take? Can I withdraw money from my ISA? How much do I need to deposit to open the account? Terms explained AER stands for Annual Equivalent Rate and illustrates the interest rate if it was paid and compounded each year. I'm interested in I'm looking for Intermediaries. I'm looking for Business Finance. We cannot guarantee that products listed will be available or available on the terms specified.

Please check availability and terms direct with the relevant product provider. The Which? Customer Score is based on research carried out by the Which? Money editorial team and reflects the quality of service Which? Runpath has no influence on these ratings. Runpath receives a commission from some of the brokers and providers listed on the Which?

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Money Compare. Savings Accounts ISAs. Compare Fixed-rate ISAs. Money Compare displays all available ISA deals from providers large and small, whether we get paid commission or not. It makes no difference to how the ISAs appear in our tables, meaning you'll always find the best deal for you, not us. What are Which? Recommended Providers? These are the companies that combine competitive deals with excellent customer service, and have been awarded Which? You may get a higher rate of interest than with other accounts available when you open the account and you won't lose out if interest rates fall.

You can't access your money until the end of the fixed period and you won't benefit if interest rates rise. Back to top.